Here at Top Mortgage Solutions we can help people in almost any situation.
So if you have explored the remortgage avenue in order to reduce your outgoings to consolidate debt and found that this route is not available to you, there may be still light at the end of the tunnel.
Via Top Mortgage Solutions and Mortgage Next Network Limited we have specialised firms we can put you in contact with that can help in the following areas:
Debt Management
Debt Management is a negotiable arrangement between you and your creditors arranged by a third party who can also arrange to freeze the interest and a reduction in your overall debt.
Individual Voluntary Arrangement (I.V.A)
You can often benefit from a reschedule of debt rather than a consolidation whether or not that is possible. An I.V.A enables you to reduce your debt and set out a repayment schedule to become debt free in 60 months.
Full and Final
Similar to an I.V.A, this option allows you to reduce your debt with your creditors, however here, you can raise a lump sum and bring the debt to an instant conclusion.
Trust deed
Applies to Scotland only. This enables you to reduce your debt and set out a repayment schedule to become debt free in 36 months.
Property Disposal
When there is no alternative to you but to sell and this is something you need to do in a hurry, this facility enables you to sell your home and be mortgage free within 5 working days.
If you would like more information please contact us on:
01424 730350
Top Mortgage Solutions is an Appointed Representative of Mortgage Next Network Limited which is authorised and regulated by Financial Services Authority in respect of mortgage and insurance mediation activities only. Mortgage Next Network Limited is entered on the FSA register (http://www.fsa.gov.uk)
under reference 300866.